36 critical illnesses and what is NOT covered by your insurance company

If you have bought an insurance policy which covers the 36 major illness would you wonder what is not covered by your insurance policy?

The following are covered by AIA in Malaysia:

1. Stroke 
2. Cancer 
3. Heart Attack 
4. Coronary Artery Disease Requiring Surgery 
5. Other Serious Coronary Artery Disease 
6. Angioplasty Or Other Invasive Treatments For Coronary Artery Disease 
7. Heart Valve Replacement 
8. Fulminant Viral Hepatitis 
9. Chronic Liver Disease 
10. Primary Pulmonary Arterial Hypertension 
11. Chronic Lung Disease 
12. Kidney Failure 
13. Surgery To Aorta 
14. Aplastic Anaemia 
15. Major Organ Transplant 
16. Blindness 
17. Loss Of Hearing / Deafness 
18. Loss Of Speech 
19. Coma 
20. Major Burns 
21. Multiple Sclerosis 
22. Paralysis / Paraplegia 
23. Muscular Dystrophy 
24. Alzheimer's Disease / Irreversible Organic Degenerative Brain Disorders 
25. Motor Neurone Disease 
26. Parkinson's Disease 
27. Terminal Illness 
28. Encephalitis 
29. Benign Brain Tumor 
30. Major Head Trauma 
31. Bacterial Meningitis 
32. Poliomyelitis 
33. Apallic Syndrome 
34. Loss Of Independent Existence 
35. Aids Due To Blood Transfusion 
36. Cardiomyopathy

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